Category Archives: personal bankruptcy

Avoiding Bankruptcy Because of Credit Fears

In today’s society, many Americans avoid filing bankruptcy at all costs because of the fears of having to live without credit. The credit industry has done a good job making sure the proper propaganda is placed out in the market … Continue reading

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Becoming Debt-Free Is Easier Than You Think

For someone that is buried under a large amount of debt and feels there is no way out, there is still hope out there. Nothing is worse than living with the stress of not knowing whether you will cover your … Continue reading

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The Power of Chapter 13 Bankruptcy Will Stop Foreclosure

When most people think of a bankruptcy filing, they think of Chapter 7. Rarely, does an individual that is considering filing bankruptcy know the ins and outs of Chapter 13 bankruptcy. A Chapter 7 bankruptcy is also known as liquidation … Continue reading

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Learn about Filing Bankruptcy before It’s Too Late

Lately, it hasn’t been easy to make a living here in the United States. According to the government , unemployment is still in the 9% range and doesn’t seem to be getting much better. Last year in 2011, the number … Continue reading

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Use the Bankruptcy Automatic Stay to Stop Foreclosure

Ever since the real estate market meltdown in 2008, many Americans have been facing foreclosure with no remedies. Prior to 2008, lenders were loaning money based on stated income for houses that individuals could not afford. It was no surprise … Continue reading

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How to Get a Quick Education about Bankruptcy

Over the last four years, many Americans have been faced with some kind of financial distress. The lucky ones are finding themselves with the lack of overtime that they got in the past. Living on a smaller amount has become … Continue reading

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How Much Information Is Needed to File Personal Bankruptcy

You’re buried under a mountain of debt and decided that you need to file personal bankruptcy. The first step after making the decision to file bankruptcy is to hire a bankruptcy attorney. It’ll be a lot easier to hire a … Continue reading

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Consult A Bankruptcy Attorney To See Which Chapter Of Bankruptcy To File

The chapter of bankruptcy that most people think of when they discuss filing bankruptcy is Chapter 7 and Chapter 13. Other bankruptcy filing options include Chapter 9, which allows for the reorganization of debt that is overseen by municipalities. There … Continue reading

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Filing Bankruptcy Offers the Most Powerful Protection

  Over the next couple years, many Americans are having to make the decision of how they will eliminate this debt they have gotten themselves into. The average American has about $16,000 in credit card debt and when considering the … Continue reading

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Always Be Upfront with Your Attorney When Filing Chapter 7 Bankruptcy

When filing Chapter 7 bankruptcy it is crucial that the debtor is totally forthcoming in all aspects when disclosing their financial information. This includes disclosing information about absolutely every asset they own or even have interest in, as well as … Continue reading

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